Fixed-Rate Mortgages
Choose a 15-, 20-, or 30-year term with payments that stay predictable.
Loans and mortgages in Lakeville
pnc bank login
PNC Bank gives you local decisions, competitive rates, and terms you can read before you sign. Choose a payment that fits the plan.
Borrow with a clear plan
Find the Right Loan
Start with the purpose, then choose a term and payment that make sense for your budget.
Adjustable-Rate Mortgages
A lower starting rate may suit qualified buyers planning a shorter stay.
Home Equity Line
Use available home equity for renovations or a major planned expense.
Auto Loans
Finance a new or used vehicle with flexible terms up to 72 months.
Personal Loans
Cover debt consolidation, unexpected costs, or a significant life event.
Refinancing
Review your current loan and see if a different term supports your next move.
15–30
Mortgage terms in years
72
Maximum auto-loan months
4
Steps from application to closing
MN
Local underwriting decisions
A nearby lending team
Decisions Made Close to Home
At PNC Bank, your loan is handled by people who know Lakeville and the surrounding Twin Cities communities. We explain the payment, rate, points, and closing costs before you choose a direction.
Bring your questions to Juniper Way or begin online. A local underwriter reviews the details, and your closing can take place at our Lakeville office or your attorney's office.
Borrower experiences
Clear Answers Matter
The payment options were explained in plain language, and I knew what documents to prepare before we applied.Ilori Tumadre
We were buying our first home and needed steady guidance. The team answered each question, gave us a realistic timeline, and kept the closing details easy to follow.Gunita Khokhobashvili, Lakeville homeowner
Updated for your planning
Today's Mortgage Rates
Use these sample figures to compare options before speaking with a lending specialist.
| Loan option | Rate | APR | Points |
|---|---|---|---|
| 30-year fixed | 6.625% | 6.781% | 0.500 |
| 15-year fixed | 6.125% | 6.344% | 0.500 |
| 5/1 ARM | 6.250% | 7.104% | 0.500 |
30-year fixed
Rate6.625%
APR6.781%
Points0.500
15-year fixed
Rate6.125%
APR6.344%
Points0.500
5/1 ARM
Rate6.250%
APR7.104%
Points0.500
Rates are subject to change and depend on creditworthiness, loan amount, property type, and other conditions. Contact us for a personalized quote.
A simple application process
From Application to Closing
Know the next step before you take it.
Pre-qualify Online
Share a few details and review an initial borrowing range in minutes.
Upload Documents
Send income and asset documents through the secure application portal.
Local Review
Our underwriting team checks the file and gives you a clear decision.
Close With Confidence
Sign at our Lakeville office or your attorney's office.
Talk Through Your Options
- Juniper Way
Lakeville, Minnesota 55044 - +1 (305) 202-2489
- [email protected]
Lakeville office hours
| Monday–Friday | 9:00 AM–5:00 PM |
|---|---|
| Saturday | 9:00 AM–12:00 PM |
| Sunday | Closed |
Start with a conversation. We will help you compare the numbers.